Premium Credit Solutions

Unlock Your Financial Freedom

Experience premium credit card services designed for your lifestyle. Enjoy exclusive benefits, rewards, and dedicated support available 24/7.

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TRUSPIRIT. FINSERVE

Premium Features for Premium Lifestyle

Experience a new level of financial freedom with our exclusive features designed to enhance your lifestyle.

Why Choose TruSpirit. Credit?

Join thousands of satisfied customers who trust TruSpirit for their financial needs.

  • Secure and transparent process
  • Comprehensive training and support
  • Access to a wide range of Credit Card products
  • Dedicated support from our experienced team
  • Opportunity to earn rewards and commissions as a partner

Become a Partner

Join our network and earn attractive commissions

  • Earn attractive commissions for every successful Credit Card disbursement.
  • Access to a wide range of Credit Card products to suit diverse client needs.
  • Comprehensive training and support to grow your network.
  • Build your financial career with an industry-leading brand.
  • Leverage innovative tools and resources for effective client management.

Credit Card Eligibility

To apply for our credit cards, you must meet the following eligibility criteria:

  • You must be at least 18 years old and not older than 65 years of age.
  • A minimum credit score of 650 is needed for approval.
  • Must be a permanent resident of India.
  • Must have a stable source of income and proof of employment.

Benefits of Becoming a Partner

Join our network and earn attractive commissions

  • Earn competitive commissions for every successful referral
  • Enjoy exclusive rewards for meeting performance targets.
  • Get comprehensive training and dedicated support to help you succeed.
  • Work at your own pace, on your terms

FAQs

What are the advantages of using a Credit Card? +
The three main advantages of using a Credit Card are getting additional benefits through Reward Points, increasing your spending power and building a credit history.
What is the lowest Credit Card limit? +
The lowest Credit Card limit can vary depending on the card issuer. So check with the ICICI Bank Customer Service and get your doubts resolved.
Can I be issued Add-On card on my Principal Card? +
Yes, we issue Add-on Cards on Principal Cards.
Can the card holder change his address, mobile number and e-mail id as per his request? +
Yes. In case of Branch Billing, request your Branch In case of direct billing cards, send your request through mail/e-mail to Card Products Deptt (CPD), HO along with the supporting documents.
How long does it take to apply for and receive a Credit Card? +
truspirit.in allows you to apply for a credit card online in less than 2 minutes. After you complete and submit the online application, the card issuer will contact you and request you to send the supporting documentation. Your application will be processed within two weeks after the bank receives your duly filled application form. If all of your documents are in order, you will receive your new credit card within 7 working days after your application has been accepted and all of the bank’s checks have been completed. The bank will provide you with timely information on the progress of your credit card application by SMS or via email.
What happens if I don’t pay my credit card bill on time? +
If you do not pay your total credit card bill by the due date, you will be charged finance charges on the outstanding balance. The interest charges for non-bill payments typically vary between 30 and 49% every year. In addition, failure to pay the total bill may result in the suspension of the interest-free period on new credit card transactions. Also, all new credit card purchases would incur interest until the bill is fully settled.